The answer is quite simple, MONEY.
Liability insurance is one of the biggest expenses for a roofing contractor. WHY?? because roofing
is a very risky business compared to most business. Liability insurance is a must for any business. However there are different policies and rates for every type of contractor. The basic liability policy covers Carpentry, Painting etc and other relatively safe trades. Doesn't it stand to reason that if roofing is such a risky business, your contractor should be insured???
A basic liability policy does not cover ROOFING. A policy that covers ROOFING, can cost as much as 300% more than regular liability insurance. All liability insurance is based on volume (either payroll or sales).
A basic liability policy does not cover ROOFING. A policy that covers ROOFING, can cost as much as 300% more than regular liability insurance. All liability insurance is based on volume (either payroll or sales).
So bottom line is, each job has a insurance cost that is a significant cost of the job. Easiest way to cut cut job cost....cut out insurance.
What does ROOFING liability insurance cover?
* Water damage to your house during replacement.
* Property damage to your house or landscaping or vehicle during replacement.
* Injury to anyone other than an employee during replacement.
* Poor or inferior workmanship.
Your house is your largest and most important asset.
Verify that your roofing contractor has the proper ROOFING liability insurance.
How?
On the bottom of your Liability Insurance Certificate, there will be a box that looks like this.
DESCRIPTION OF OPERATIONS
I LOCATIONS I VEHICLES / EXCLUSIONS ADDED BY ENDORSEMENT I SPECIAL PROVISIONS
"includes Roofing."
What does ROOFING liability insurance cover?
* Water damage to your house during replacement.
* Property damage to your house or landscaping or vehicle during replacement.
* Injury to anyone other than an employee during replacement.
* Poor or inferior workmanship.
Your house is your largest and most important asset.
Verify that your roofing contractor has the proper ROOFING liability insurance.
How?
On the bottom of your Liability Insurance Certificate, there will be a box that looks like this.
DESCRIPTION OF OPERATIONS
I LOCATIONS I VEHICLES / EXCLUSIONS ADDED BY ENDORSEMENT I SPECIAL PROVISIONS
"includes Roofing."
Liability insurance is one of basic thing that a contractor should have..Before hiring any
ReplyDeleteRoofing specialist it is your first duty to check that whether he has the liability insurance or not..Because During the construction period there might be the damages related to financial or human loss and the contractor is responsible for all those things.. So for that situation it is our human right to claim for the money...
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ReplyDeleteDavid miller
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ReplyDeleteThe state of California has a particular licensing process for roofers. To get a state license and become a licensed roofing contractor in California, one needs to obtain a C-39 license before contracting any roofing jobs over the amount of $500.00. If the work is performed without a license, the homeowner may be stuck with unsatisfactory results and have no way to get assistance to correct the problems. If a licensed roofing contractor has problems that relate to unfinished work or the work is faulty in any way, the homeowner or property owner can at least file a claim against the roofing contractor's performance bond for the cost of repairs, damages or unfinished work that must be still be completed. Obtaining a bond is a prerequisite before any license will be issued and it must be in good standing and renewed every two years or the contractor's license could be revoked.
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Roofing Contractor NH
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ReplyDeleteWonderfully claimed. The following pointers are actually incredible. I’m thankful pertaining to revealing these people.This includes: electrical systems, building envelopes and commercial roofing system surveys and would like to invite you and your readers to checkout our website.Any comments would be greatly appreciated.
ReplyDeleteRoofers Liability Insurance
A basic liability policy does not cover ROOFING. A policy that covers ROOFING, can cost as much as 300% more than regular liability insurance. All liability insurance is based on volume .Roofers liability insurance So bottom line is, each job has a insurance cost that is a significant cost of the job. Easiest way to cut cut job cost....cut out insurance.See more...
ReplyDelete